Private Banking

Banking & Credit

We provide a comprehensive range of banking services including call accounts, fixed and notice deposits and debit cards.

Whatever your reasons for holding cash, your objectives are the same: maximum yield, diversification and accessibility when required. 

Our bespoke credit solutions, secured by a range of assets, enable you to take opportunities as they arise. Our experience of complex requirements helps us to respond to your lending needs with a flexible and competitive service, with the ability to move quickly when it matters.

Our range of services includes:

Bank accounts - call accounts and fixed deposits in major currencies. Notice accounts available in sterling, US dollars and euros.

Debit cards – in sterling, US dollars and euros (available in Guernsey).*

Foreign exchange - a competitive foreign exchange dealing service in all major currencies.

Dealing and custody – our in-house dealing and safekeeping service allows you to make your own investment decisions and trade in a broad range of financial instruments which are held on your behalf in our nominee name.

Internet banking – provides you with the ability to view your cash and securities, and to instruct payments securely.

*If your card is lost or stolen, please call the 24-hour lost / stolen cards helpline immediately on +44 (0) 1481 703554.

The operators will be ready to help and advise you, and will take the necessary steps to cancel your card and issue you with a replacement.

We offer bespoke lending solutions across a wide range of assets. Our rates are competitive, our administration efficient and we make decisions quickly.

Mortgages – secured by prime residential freehold or leasehold property, or commercial property.

Lombard loans – secured by investment portfolios held in custody by Kleinwort Benson.

Cash-backed loans – secured by matching cash deposits.

Guarantees and standby letters of credit – secured by cash deposits or highly liquid portfolios held in custody by Kleinwort Benson.

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Your eligible deposits with Kleinwort Benson Bank Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Please click here for further information or visit www.fscs.org.uk

Kleinwort Benson places all client deposits with a spread of approved counterparties including other parts of the Societe Generale Group (the “Group”). As such their financial standing is linked to that of the Group. Depositors should form their own view of the financial standing of the Group based upon publicly available information.

Kleinwort Benson is a participant in the Guernsey Banking Deposit Compensation Scheme (the ‘Scheme’). The Scheme offers protection for ‘qualifying deposits’ up to £50,000.00 subject to certain limitations. The maximum total amount of compensation is capped at £100,000,000.00 in any 5 year period. Full details are available on the Scheme’s website www.dcs.gg or on request. Please note deposits with Kleinwort Benson outside the UK are not covered by the UK FSCS.