Banking & Credit
We provide a comprehensive range of banking services including call accounts, fixed and notice deposits and debit cards.
Whatever your reasons for holding cash, your objectives are the same: maximum yield, diversification and accessibility when required.
Our bespoke credit solutions, secured by a range of assets, enable you to take opportunities as they arise. Our experience of complex requirements helps us to respond to your lending needs with a flexible and competitive service, with the ability to move quickly when it matters.
Our range of services includes:
Bank accounts - call accounts and fixed deposits in major currencies. Notice accounts available in sterling, US dollars and euros.
Debit cards – in sterling, US dollars and euros (available in Guernsey).*
Foreign exchange - a competitive foreign exchange dealing service in all major currencies.
Dealing and custody – our in-house dealing and safekeeping service allows you to make your own investment decisions and trade in a broad range of financial instruments which are held on your behalf in our nominee name.
Internet banking – provides you with the ability to view your cash and securities, and to instruct payments securely.
*If your card is lost or stolen, please call the 24-hour lost / stolen cards helpline immediately on +44 (0) 1481 703554.
The operators will be ready to help and advise you, and will take the necessary steps to cancel your card and issue you with a replacement.
We offer bespoke lending solutions across a wide range of assets. Our rates are competitive, our administration efficient and we make decisions quickly.
Mortgages – secured by prime residential freehold or leasehold property, or commercial property.
Lombard loans – secured by investment portfolios held in custody by Kleinwort Benson.
Cash-backed loans – secured by matching cash deposits.
Guarantees and standby letters of credit – secured by cash deposits or highly liquid portfolios held in custody by Kleinwort Benson.