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Private Banking

Private Investment Office

Our Private Investment Office comprises a team of family office professionals with a distinctive approach to managing and streamlining complex wealth.

Managing family wealth has been our core business for over 200 years. By creating economies of scale our team is able to offer you the expertise, services and infrastructure of a market-leading single family office, without the associated costs.   

We are experts at optimising wealth by helping you mitigate unintended risks and maximise return opportunities, thus empowering your investment decision-making.

We add value by:

  • Providing insightful analysis and clear recommendations
  • Reducing complexity and increasing transparency
  • Driving out costs through greater efficiencies
  • Maximising control and oversight

Working in partnership with you and your wider team, we can ensure that you remain at the centre of the relationship and our work complements your overall strategy.

Most often, wealth grows over time and therefore many of the investment portfolios we see have evolved, rather than been purpose built for today’s environment and the current needs of the family.  The combination of evolution and lack of oversight means that a range of unintended risks can gradually develop across a portfolio which can significantly diminish your ability to generate returns.

The unintended risks we most see commonly relate to investment and portfolio risks and opaque costs and charges:

Investment risks

  • Unclear investment objectives
  • Investment managers with conflicting strategies
  • Duplication of positions leading to increased risk levels
  • No clear currency strategy
  • Inability to implement  transactions efficiently

Portfolio risks

  • Inappropriate benchmarks
  • Inconsistent performance measurement
  • Low visibility of portfolio risk
  • Unsuitable liquidity profile
  • Hidden counterparty exposure

Opaque costs and charges

  • Layered fees
  • Unfavourable performance-related charging structures
  • High friction costs for trade execution
  • Inefficiencies in treasury management
  • Negative cash returns

We offer world-class management of financial assets through a flexible suite of services that provides outsourced support.

Investment and Corporate Strategy

  • Clarifying investment objectives
  • Creating a bespoke investment committee
  • Optimising active asset allocation
  • Providing co-investment opportunities
  • Advising on corporate strategy

Investment Management

  • Portfolio construction and implementation
  • Selecting third party investment managers
  • Implementing advisory ideas
  • Managing liquidity and treasury activities
  • Delivering execution capabilities

Control and Oversight

  • Advising on best governance practice
  • Consolidated reporting
  • Performance attribution and analysis
  • Identifying and managing portfolio risks
  • Auditing family office practices

Operational Efficiency

  • Simplifying processes
  • Actively reducing costs
  • Reviewing global custody
  • Completing subscriptions and redemptions
  • Executing transactions
  • Providing and streamlining credit facilities

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Disclaimer

Your eligible deposits with Kleinwort Benson Bank Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.

Please click here for further information or visit www.fscs.org.uk

Kleinwort Benson places all client deposits with a spread of approved counterparties including other parts of the Societe Generale Group (the “Group”). As such their financial standing is linked to that of the Group. Depositors should form their own view of the financial standing of the Group based upon publicly available information.

Kleinwort Benson is a participant in the Guernsey Banking Deposit Compensation Scheme (the ‘Scheme’). The Scheme offers protection for ‘qualifying deposits’ up to £50,000.00 subject to certain limitations. The maximum total amount of compensation is capped at £100,000,000.00 in any 5 year period. Full details are available on the Scheme’s website www.dcs.gg or on request. Please note deposits with Kleinwort Benson outside the UK are not covered by the UK FSCS.